Players who have paid their annual insurance premium to Cricket Australia and who have registered with a team in PLAYHQ have some medical cover for non-Medicare costs (for details see below).
- in competitive games in our Competitions (ie C&S/ Masters/Classics/Vintage)
- Practice or training games BUT
- Not in LMS games and
- Probably not in social games v teams not in our competitions
MAKING A CLAIM
Personal Injury Insurance
This insurance is designed to offer some peace of mind to players of your club by helping cover costs related to a personal injury sustained whilst participating in Insured’s activity.
Public Liability Insurance
Can help cover clubs if a third party claims they have suffered a serious injury or their property has been damaged due to the clubs alleged negligent activities.
Club Management Liability Insurance
This insurance helps cover a range of financial risks for your club’s directors and officers and can cover some of the costs associated with an employee stealing funds from the club.
For more details see https://au.marsh.com/sport/cricket-australia/clubs.html
Making a Claim
Personal Injury Claims
- Complete and submit all personal information and injury details relating to your claim online..
- Following your online claim lodgement, Marsh will email you 3 separate Declarations that need to be completed and signed by your club, your treating physician and/or your employer.
- The Declarations can be printed and filled in manually or emailed straight to the relevant person for them to print, complete and return to the Insurer on your behalf.
- If you have any questions about this process please contact Marsh on 1300 130 373
Loss of Income Claims
- Download a copy of the Personal Injury Claim Form Download; or Phone Echelon* on 1800 640 009 who will post a copy to you.
- Complete all sections of the Claim Form (including Section C)
- Send your completed form to Echelon within 270 days from the date of injury (earlier is preferable)
- Echelon will confirm receipt of your claim and/or make contact with you should they require further information.
Please note: The elimination period applicable is 14 days unless your sick leave balance exceeds this, in which case your sick leave balance becomes your excess period. Payments will be made to claimants net of tax.
Liability Claims (Public and Management Liability)
If an incident occurs that you believe may lead to legal action or non-legal action by a third party, you should contact Marsh immediately on 1300 130 373 (preferably within 48 hours of the occurrence) and complete the general liability claim form.
An incident may include (but is not limited to) any of the following examples:
- An individual or group asking your club for payment of property damage caused during a club activity.
- Legal action against the club for negligence (breached duty of care).
- Legal action against a director of the club for libel, slander or other misleading statements.
- An employee claiming harassment, discrimination or unfair dismissal.
- An employee or volunteer stealing from club funds.
- Legal action against a coach or umpire for negligent acts, errors or omissions.
In these cases, it is important that you or other members of your club do not admit any liability or discuss the matter with a third party.
Asset Protect Claims
- Download the below Asset Protect claim form.
- Complete all relevant sections of the claim form.
- Send your claim form to Echelon* as soon as possible (must be within 270 days of the date of injury). Echelon Claims Services GPO Box 1693 Adelaide SA 5001 Fax: +61 8 8235 6450 Email: firstname.lastname@example.org
- Echelon will confirm receipt of your claim or contact you should they require more information
This is a formal “Risk Warning” pursuant to Section 5M of the Civil Liability Act 2002 (as amended) addressed to all persons who participate in “recreational activity” comprising cricket games for or against the Cricketers’ Club of New South Wales, Inc.
Playing cricket may be injurious to your health:
- There is the risk of injury or damage to your person or property from the impact of a hard cricket ball or generally from engaging in or being associated with batting, bowling, fielding or umpiring during play or practice.
- There is the risk of collision with other players on the field during play or practice.
- There is the risk of injury arising from ground conditions or the placement of boundary fences, sightscreens etc or weather conditions such as bad light, rain, heat or thunderstorm during play.
- There is a risk of damaging your health by play or practice. Personal risk factors could include matters such as blood pressure, heart condition, smoking, obesity, or general lack of fitness. These may be aggravated by playing, especially in humid or hot weather.
- There is a risk you may contract Covid-19 or other similar infectious or contagious diseases.
If you are in any doubt about your physical fitness to play, you should consult your doctor, and not play unless your doctor’s advice is positive. If you choose to play, be aware of the risks and accept responsibility for your own welfare. You may consider these risks to be obvious but in the light of the provisions of the Act, the Club considers it has little option but to advise you formally.